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Tuesday, September 7, 2010

An Introduction to "Ants & Grasshoppers"



Aesop once wrote a fable concerning a grasshopper who spent the warm months singing away while the ants worked to store up food for winter. When the season arrives, the grasshopper found itself dying of hunger, and upon asking the ants for food, ends up rebuked for its idleness. Eventually the grasshopper dies while the ants live to see the coming spring.  The fable is used to teach the virtues of hard work and saving, and the perils of not preparing for the future.  This is the purpose of 'Ants & Grasshoppers"

 As stated at the top of the page, the goal is neither to present a pessimistic, apocalyptic view, nor is it to give cheery optimism and false hope.  Information and opinions are provided based on facts and the sincere, realistic state of the US economy.  When something genuinely positive occurs, it will be honestly expressed, and when there's something rotten in the state of our nation, it will be stated.  This blog has no political axes to grind and will not be the mouthpiece of any political party or special interest. The blame and incompetence can be equally spread between Republican and Democrat.

That said, this blog, like all blogs does have a point of view and will express opinions based on a core belief- that currently there are two US economies, not one.  There is the Wall St./investor economy and then there is the real-world, everyday person economy.  These two economies do not work together, but are in direct conflict.  In simple terms, what benefits the stock market, does not translate to benefit the unemployed, the person struggling to stay in their home, the person seeking to stay afloat amongst a mountain of personal debts and increased costs of living while dealing with stagnant wages.  That is why when the Fed pumped trillions into the financial sector and Wall St. causing it to spike up 50% from March 09 lows, jobs were not created from the stimulus. 

The two economies run on separate train tracks going in converse directions. An example of this is the role the US dollar and how it plays in the rise or drop in the market.   When the dollar is weak, the markets go up because it means that our exports will be less expensive for other nations to acquire and consume.  However a weaker dollar means less purchasing power for Americans to acquire products and services.  Thus what is better for the investor, is not good for the other 98% of the US population.

'A&G' will Always take the side of the everyday person and be empathetic to their overall situation.  In addition, this blog will express anti-investor views.  To clarify, 'A&G' does not call an individual who has a couple thousand in the market or a 401k plan, an 'investor'.  To be an investor as this blog sees it, means that is your profession or your reason for waking up every morning: to make more $$ by the end of the day than you had at the beginning, which the focus or making even more $$ the next day.  These people are sociopathic and have no emotional ties or allegiances to nation or neighborhood.. solely in making money.   Thus 'A&G' openly and honestly expresses scorn for the Investor as a greed-filled parasite who must be looked upon as at least partially responsible for the financial mess we as a nation are currently in.

Lastly, A&G' will offer no advice on where to invest $$- stocks or bonds or metals or this or that, other than to espouse the belief that 'cash is king' and the more liquid capital you have in your hands, and not tied up elsewhere, the better.  'A&G' believes in savings- in being thrifty, resourceful and applying such skills to one's everyday life while not having to dramatically alter the quality of one's life in the process.   To this end, 'A&G' will provide many examples of how to have more money simply by making simple choices in one's everyday life and eliminate expenses that truly do not provide equal value to what is spent.

Remember, Ben Franklin said "A penny saved (Not 'Invested') is a penny earned...

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